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Archive for the ‘Real Estate 101’ Category

I Have to Bring HOW MUCH to Closing?

Posted in Buying A Home, Finance/Refinance, First-Time Home Buyers, Mortgage Rates and Info, Real Estate 101, tagged , , , on February 18, 2010 | Leave a Comment »

Recently, a new Good Faith Estimate (which is what lenders give to borrowers to details the charges associated with their loan) was mandated to be used by all lenders.  I’m not sure how a document with over 40 pages of instructions makes things easier to understand, but thanks to Marshall Graham, a local Shreveport lender, we [...]

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Help! My Credit Score Stinks!

Posted in Buying A Home, Finance/Refinance, First-Time Home Buyers, Mortgage Rates and Info, Real Estate 101, tagged , , , on February 15, 2010 | Leave a Comment »

Here as promised is another article by Shreveport’s mortgage lender who loves to educate, Marshall Graham.  If you read his article on the difference between FHA and conventional loans, then you realize how much money you can save on a home mortgage with a better credit score.  Another long post, but if you read through [...]

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Should I Apply for a Conventional or FHA Mortgage Loan?

Posted in Buying A Home, Finance/Refinance, First-Time Home Buyers, Mortgage Rates and Info, Real Estate 101, tagged , , , , , on February 11, 2010 | Leave a Comment »

My friend, Marshall Graham, with Aulds Horn and White of Shreveport has written an information-packed article on conventional versus FHA loans.  The info is of great help to people who don’t know the difference between conventional and FHA loans and which would be best for them in their situation.  Loans are definitely not one-size-fits-all.  Marshall’s article [...]

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First Time Home Buyer Myth #5

Posted in Buying A Home, First-Time Home Buyers, Real Estate 101, tagged , on December 29, 2009 | Leave a Comment »

I’ll improve the odds of finding the house I want if I work with more than one agent.
Au contraire, mon frere!  You will simply end up in a confusing situation with two agents warring over which one actually sold you the house, and you’ll end up cheating one of them out of their duly-earned commission.
But [...]

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First Time Home Buyer Myth #4

Posted in Buying A Home, First-Time Home Buyers, Home Owners, Real Estate 101, tagged , , on December 19, 2009 | Leave a Comment »

If I Just Wait Long Enough, I’ll Find the Perfect Home
Number 4 in our list of 10 myths believed by most first time home buyers is something most of us wish was true.  I would dearly love to find the perfect home.
The truth of the matter is that no home is perfect.  People who have owned homes [...]

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